Common AcronymsHomebuying Glossary

HUD

Also known as U.S. Department of Housing and Urban Development

The federal agency overseeing housing policy, fair housing law, and programs like FHA loans.

In plain English

HUD is the federal cabinet department responsible for national housing policy, enforcing fair housing laws, and overseeing programs including FHA-insured loans and public housing assistance.

Why it matters

HUD's website hosts free resources like HUD-approved housing counselors, which can be a genuinely useful (and free) resource for first-time buyers.

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