Home BuyingHomebuying Glossary

Manufactured Home

Also known as Mobile Home

A factory-built home constructed to federal HUD standards and transported to its site.

In plain English

Manufactured homes are built entirely in a factory to a federal building code (rather than local codes like site-built homes) and then transported and installed on a foundation or lot. They're generally more affordable than site-built homes of similar size.

Why it matters

Financing a manufactured home works differently than a typical mortgage — whether you own the land it sits on affects which loan programs you qualify for.

Where you'll run into it

Guides and tools on TheBuyingPath that cover manufactured home in context.

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