Property TaxesHomebuying Glossary

Special Assessment

An extra one-time charge for a specific local improvement, or a surprise HOA charge for a major repair.

In plain English

A special assessment can come from your local government (funding a specific project like new sidewalks or sewer lines) or from your HOA (covering a major, unbudgeted repair like a roof or elevator). It's separate from your regular recurring tax or dues.

Why it matters

Before buying a condo or HOA property, ask about any planned or recent special assessments — they can be a significant, unexpected expense.

Where you'll run into it

Guides and tools on TheBuyingPath that cover special assessment in context.

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