Common AcronymsHomebuying Glossary
VOD
Also known as Verification of Deposit
A lender's confirmation, directly with your bank, of the funds you claim to have available.
In plain English
A VOD is a direct confirmation from your bank verifying the balances and history of the accounts you're using to prove funds for your down payment, closing costs, and reserves.
Why it matters
This is part of why lenders ask for full, unedited bank statements — they need to be able to verify the numbers match what your bank reports directly.
Where you'll run into it
Guides and tools on TheBuyingPath that cover vod in context.
Related terms
Not sure where this fits in your process?
Answer a few questions and get a personalized homebuying roadmap — where you are now, what comes next, and which terms like this one matter at each step.
Start your roadmap