Closing ProcessHomebuying Glossary
Cash to Close
The total amount of money you need to bring to closing, combining your down payment and closing costs.
In plain English
Cash to close is the final total you're required to pay at settlement, after accounting for your down payment, closing costs, prepaid items, and any credits or earnest money already applied.
Why it matters
This is the number to budget for precisely — your Closing Disclosure spells it out clearly a few days before you sign.
Where you'll run into it
Guides and tools on TheBuyingPath that cover cash to close in context.
Related terms
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