Homeowners Insurance
A policy that protects your home and belongings against damage, theft, and certain liability claims.
In plain English
Homeowners insurance covers your home's structure, personal belongings, and liability if someone is injured on your property, up to policy limits. Lenders require you to carry it for as long as you have a mortgage.
Shopping for homeowners insurance before closing (not after) gives you time to compare coverage and price — costs can vary widely between insurers for the same home.
Where you'll run into it
Guides and tools on TheBuyingPath that cover homeowners insurance in context.
Related terms
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